Understanding the Costs

At Rockpool we understand that moving into aged care is a major investment – both financially and emotionally. That’s why we take extra steps to ensure that the application process is as seamless as possible.

Australia’s aged care system contains a few different fees, and not all fees necessarily apply to everyone. Centrelink will work out which fees apply to you through an income and assets assessment.



A basic daily fee

Set by the Australian Government and covers the daily services provided by the home. The maximum daily fee is 85 per cent of the single basic age pension, and for some people this may be the only fee they are required to pay.

Accommodation cost

The amount charged for a room. Some people will have their accommodation costs met in full or in part by the Australian Government. A range of payment options are available.

Other fees that may apply*


A means-tested care fee

An additional contribution towards the cost of care, set by the Australian Government.

Rockpool Plus

A range of additional services. Our staff will be able to provide a list of the services and associated costs.

Pre-entry leave

Is a period of up to seven days prior to the agreed admission date where Rockpool may charge the daily fee (see point 1) to secure the room while it remains vacant. During this time, you’re free to personalise your room prior to admission.

Respite care

Respite care is offered at an affordable basic daily fee*, plus any additional service fees which vary for each home.

For help with understanding costs and eligibility to access respite care, chat to one of our experts who would be happy to guide you through the process.

*This daily fee is to cover day-to-day living costs such as accommodation, meals, activities, cleaning, laundry, heating and cooling.

Interim Arrangements

Rockpool offers interim arrangements while you’re waiting for your aged care assessment, or income and assets assessment.

* Other fees may apply and these vary from home to home. Our Rockpool team can provide details of all the fees that apply.

Accommodation cost in detail

The accommodation cost is the amount charged for a room. Some people will have their accommodation costs met in full or in part by the Australian Government. If you are assessed with the capacity to pay, there are four payment options available:

We recommend seeking independent advice from a qualified and experienced aged care financial planner to make sure that the decision reached is the right one for you. The My Aged Care website is also a valuable resource. Please contact us on 1800 515 053 for more information or to book a tour today.

Refundable Accommodation Deposit (RAD)

The RAD is paid up front, guaranteed by the government and refunded when you leave the aged care home, less any amounts agreed to be taken out.

Daily Accommodation Payment (DAP)

You may choose to pay by DAP, a monthly amount calculated using the governments maximum permissible interest rate (MPIR). For example, RAD x MPIR / 365 = DAP.

Combination of both

It’s also possible to combine the two payment methods above to fit your budget.

Combination with the DAP (and other charges) drawn down from the RAD

In select cases, residents may wish to have the DAP (and any other charges i.e. additional services) drawn down from the paid RAD.

Book a tour

The flagship Rockpool Morayfield is now open and accepting residents. Register your interest to inspect our remarkable home.